Caravan finance and loans

Make your dream caravan a reality with affordable monthly payments.

I would like to spend: £8000
£2,000 £25,000
I would like to repay it over: 60 months
24 months 60 months
I have a deposit of: £0
£0 £8,000
My credit score is: Excellent
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Bad

Unstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

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Poor

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements.

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Average

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value.

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Good

Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements.

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Excellent

Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for a long period. Long credit history with mortgage, loans and credit cards. Infrequent credit application. Credit with no missed payments, defaults or County Court Judgements.

Results: 00 monthly repayments at £0,000.00. Total cost of credit: £00,000.00.

APR: 00.00%, Rate of interest (fixed pa): 00.00% pa, Total amount repayable: £00,000.00.

Representative example

Loan amount: £7,500
48 monthly payments at: £181.46
Total cost of credit: £1,210.17
Total amount payable: £8,710.17
Representative APR: 7.8% APR
Rate of interest (fixed pa): 4.2% pa
Deposit amount: £0.00
Loan term: 48 months

How our caravan loans can benefit you

  • Get the caravan you want

    Market-leading rates

  • Fast online decisions

    Credit to suit all circumstances

  • Personal advisor

    Simple process

What our customers think

  • “I was assigned my own advisor who was very patient and friendly, she offered a lot of advice and knowledge.”

    Jake, Leeds
  • “I was very impressed with this company. They kept me well informed of the process and kept me up to date with everything that was going on.”

    Sharon, Devon
  • “From start to finish the loan process was so easy, the staff were extremely helpful, concise and to the point.”

    John, Glasgow

This is how it works

  • Apply online

    Take 2 minutes to fill out the simple online application form for a fast decision from one of over 15 different lenders on our panel.

  • Get your approval

    Your own personal advisor will guide you through the whole process, terms of your finance and your credit limit.

  • Choose your caravan

    You can buy the caravan of your choice. All we need is the registration, mileage, and price of your chosen caravan.

  • Drive away

    Car Loan 4U sorts the paperwork between the lender and the seller, so you can concentrate on enjoying your new caravan!

Compare caravan finance from leading brands including:

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Disclaimer

Car Loan 4U is authorised and regulated by the Financial Conduct Authority, and licensed by the Office of Fair Trading under the Consumer Credit Act 1974. Their registered address is at Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP. All finance is subject to status and income. Applicants must be 18 years or over. Guarantees or indemnities may be required. Written quotation available on request.

*Please note that your personal finance example and monthly repayment are designed to give you an indication to how much you may expect to pay for your loan. Due to the many factors involved in car finance companies making their decisions, we can't guarantee being able to obtain a loan at the quoted rates / process. We will always try to obtain the best deal for you based on your personal circumstances.

Our loans can offer you

  • You can have a loan underwritten, approved and paid for within 1 hour.
  • Compare over 300 loan products from over 15 different lenders.
  • Caravan finance tailored for you not your credit history.
  • Hassle free and easy to use service.
  • Choose the caravan of your choice from anywhere in the UK, you decide!

Need to speak to someone?


If you have any questions about loans or how to apply, call Car Loan 4U on:

0844 824 3301


Loans and Finance FAQs

How does it work?

The process is really simple. The first thing you need to do is complete the simple online application form, and we’ll come back to you with a decision within 6 working hours. You’ll be allocated your own advisor who will explain the details of the offer to you, as well as giving you information on your credit limit. From there, you can choose the caravan of your choice from anywhere within the UK. All we need is a few details about the caravan you want to buy, and we’ll work between the lender and the seller to arrange all of the documentation and funds.

How long will the process take?

If you’ve already found your caravan, it can take as little as a few hours to complete your finance. We will need some documents from you (normally proof of ID and income) in order to get the funds secured, so the faster you can supply these, the quicker your loan will complete. Our average time for completion is about 3 days.

Do you charge any fees?

No and never will do, we don't charge any fees for arranging your finance, and your personal advisor will go through all of the details about the finance product that we’re able to offer once you’ve been accepted.

What if I have bad credit?

Don’t worry! We work with over 15 lenders and specialise in this, we’re able to arrange caravan finance for people who have had problems obtaining credit in the past. As long as you are not currently bankrupt, having a poor credit rating shouldn’t stop you from getting a caravan loan with us, even if you’ve been refused before. We have deals to suit everyone whatever your situation or credit history.

What if I haven’t found my caravan yet?

Don’t worry, we look to gain an approval on your finance even before you've found your caravan. This will give you a credit limit for when you go shopping (it's like having the cash in your pocket!). Our Advisors can even help you find your dream caravan if you’re struggling to locate it.

Do I need a deposit?

No you don’t, on some occasions “but rarely” you may do if your credit profile isn’t the strongest but most of the time it is not necessary. Your part exchange can also act as a deposit if it’s required by the lender.